Free 2-Minute Financial Assessment

Reduce Your Existing EMI & Save Money Every Month

Transfer your existing Personal Loan to a lower ROI and get additional funds if required.

  • Interest Rates Starting from 9.98% (Reducing)
  • Monthly EMI Starting ₹1,660 Per Lakh*
  • Balance Transfer + Top Up Available
  • 100% Digital Process
  • Trusted Lending Partners
Check My Savings

Your information is encrypted and secure. · Takes less than 2 minutes. · No obligation to proceed.

  • Rated Customer Experience
  • 25,600+ Customers Assisted
  • Secure SSL Encrypted Application
  • No Hidden Charges
  1. 1 Step 1Basic Details
  2. 2 Step 2Current Loan Details
  3. 3 Step 3Employment Details
Tell Us About Yourself

Let's begin with some basic information. We'll prepare your personalized .

Please enter your full name.
Please enter a valid 10-digit mobile number.
Please enter a valid email address.
₹2L ₹10L ₹20L ₹30L ₹50L
Selected Amount: ₹10 Lakh
Please select a loan amount.
Please enter a valid amount in rupees.

What are you looking for?

Tell us about your existing liabilities

This helps us calculate how much you could actually save.

Please enter your total existing EMI (numbers only).
Numbers only, please.
Please select an option.
Please select your current lender.
Numbers only, e.g. 14.5
Please select the remaining tenure.
Employment Details

Almost done — this is what lenders use to confirm your eligibility.

Please enter your company name.
Please enter a valid email address.
Please enter your monthly net salary (numbers only).
Please enter a valid PAN (e.g. ABCDE1234F).
Please enter your city.
Please provide your consent to continue.

Encrypted & secure · No CIBIL impact · No obligation to proceed

24 customers checked eligibility today

  • SSL Secure
  • 256-bit Encryption
  • 100% Digital
  • No Hidden Charges
  • Trusted Lending Partners
  • Quick Processing

Offers compared across trusted lending partners

Tata Capital Poonawalla Bajaj Markets IDFC SMFG +35 more

"My EMI dropped from ₹18,400 to ₹13,900 after the balance transfer. The whole assessment took two minutes and the callback came the same hour."

Sandeep Deshmukh Balance Transfer, Pune

"I consolidated two loans and a credit card into one EMI and still got a top-up for home renovation. Completely digital, no branch visit."

Neha Kulkarni Debt Consolidation, Nagpur
Good to Know

EMI Savings FAQs

Yes. Most personal loans that have completed 6–12 EMIs can be transferred to a lower interest rate with one of our RBI-regulated lending partners.

Savings depend on your current rate, outstanding amount and remaining tenure. Customers moving from 16–24% to rates starting at 9.98% reducing typically save several thousand rupees every month.

Yes. Along with a balance transfer, most lenders can sanction an additional top-up amount based on your eligibility and repayment capacity.

Completely free. The assessment carries no charges and no obligation to proceed.

No. This assessment does not trigger a hard credit enquiry. A hard enquiry happens only if you later choose to proceed with a full application at a lender.