Our Loan Services
Six loan products. 40+ lenders. One simple process — compare, check eligibility and apply in minutes.
Personal Loan
Need funds for a wedding, medical emergency, dream vacation or debt consolidation? Our collateral-free personal loans put up to ₹40 lakh in your account within 24 hours of approval — no security, no guarantor, no branch visits.
Benefits
- Interest rates starting at 10.49% p.a.
- Loan amounts from ₹50,000 to ₹40 lakh
- Flexible tenures of 12 to 60 months
- No collateral or guarantor required
- Zero prepayment charges after 12 EMIs
Eligibility
- Indian resident aged 21–60 years
- Salaried or self-employed with ₹20,000+ monthly income
- Minimum 1 year of work experience
- Credit score of 650 or above preferred
Business Loan
Fuel your next phase of growth with working capital, equipment finance or expansion funding up to ₹2 crore. Designed for MSMEs, traders, manufacturers and self-employed professionals who need capital without the red tape.
Benefits
- Interest rates starting at 14% p.a.
- Collateral-free loans up to ₹75 lakh
- Tenures of 12 to 84 months
- Overdraft and flexi-EMI options available
- Disbursal in as little as 3 working days
Eligibility
- Business vintage of 2+ years
- Minimum annual turnover of ₹10 lakh
- Applicant aged 23–65 years
- Last 12 months' bank statements and ITR
Home Loan
Buy, build or renovate your dream home with loans up to ₹5 crore and tenures up to 30 years. We compare offers from every major housing lender so you lock in the lowest rate — and save lakhs over your tenure.
Benefits
- Interest rates starting at 8.35% p.a.
- Funding up to 90% of property value
- Tenures up to 30 years for lower EMIs
- Balance transfer with top-up available
- Tax benefits under Sections 80C and 24(b)
Eligibility
- Indian resident or NRI aged 21–70 years
- Salaried with ₹25,000+ monthly income, or self-employed with 3 years' ITR
- Credit score of 700 or above preferred
- Clear property title and approved plan
Education Loan
Don't let finances stand between you and the right university. Our education loans cover tuition, living expenses, travel and equipment for courses in India and abroad — with repayment starting only after your course ends.
Benefits
- Loans up to ₹1.5 crore for studies abroad
- 100% financing including living costs
- Moratorium until 12 months after course completion
- Interest concession for female students
- Tax deduction on interest under Section 80E
Eligibility
- Indian citizen aged 16–35 years
- Confirmed admission to a recognised institution
- Co-applicant (parent/guardian) with stable income
- Collateral required for loans above ₹7.5 lakh
Gold Loan
Turn your gold jewellery into instant funds without selling it. Walk in with your gold, walk out with money the same day — your valuables stay insured in bank-grade vaults until you repay.
Benefits
- Interest rates starting at 9% p.a.
- Up to 75% of gold value as loan
- Same-day disbursal — often within 2 hours
- Interest-only and bullet repayment options
- Free insured storage in secure vaults
Eligibility
- Indian resident aged 18 years or above
- Gold jewellery of 18–24 carat purity
- Valid KYC documents (Aadhaar/PAN)
- No income proof or credit score required
Vehicle Loan
From your first two-wheeler to a premium SUV — new or pre-owned — drive home sooner with up to 100% on-road funding, quick approvals at the dealership and EMIs that fit your monthly budget.
Benefits
- Interest rates starting at 8.75% p.a. for new cars
- Up to 100% on-road price financing
- Tenures of 12 to 84 months
- Pre-owned car and two-wheeler loans available
- Instant in-principle approval at partner dealerships
Eligibility
- Indian resident aged 21–65 years
- Salaried with ₹15,000+ monthly income, or self-employed with 2 years' ITR
- Valid driving licence and KYC documents
- Credit score of 650 or above preferred
Not Sure Which Loan Fits You?
Talk to our advisors — they'll compare all six products across 40+ lenders and recommend the one that saves you the most.